February 17, 2026

Financial Services Review: State of the States - February 2026

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Welcome to the latest edition of the Financial Services Review: State of the States. This newsletter is designed to provide you with a periodic resource to stay abreast of state regulatory and enforcement activities in the financial services space.

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Thought Leadership

New York State Department of Financial Services Adopts Regulations Implementing the Community Reinvestment Act Covering Mortgage Bankers

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DIDMCA Opt-Out Update—Tenth Circuit Reverses Colorado Preliminary Injunction

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New York Enhances UDAAP Authority with FAIR Business Practices Act

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Ohio Walks Back Prior Small Loan Act Guidance, Eases Licensing Position for Bank Partnerships

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Illinois Revamps the Scope of its Collection Agency Licensing Law

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Attention Lenders: New Jersey Issues Disparate Impact Regulations

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