Lucia Nale

"Lucia Nale is a really premium lawyer. She doesn't play around in litigation and gets great results."

Lucia Nale, a Litigation & Dispute Resolution Partner in our Chicago office, is a member of Mayer Brown’s firm-wide governing Partnership Board and founded and serves as a chair of the firm’s Consumer and Class Action practice. Lucia focuses her practice on complex commercial and consumer litigation on behalf of financial services and other industry clients, with a particular emphasis on defending banks and mortgage lenders in consumer class actions and enforcement matters, lender liability litigation, and the provision of related regulatory and compliance advice. Lucia was ranked by Chambers USA for Financial Services Regulation: Consumer Finance (Litigation) in 2021 and 2022. One client commented, “I am really impressed by her. She is brilliant and is regarded as one of the top consumer finance litigators in Chicago and in the country." Lucia was recognized in 2018 by Crain’s Chicago Business as a Chicago’s Notable Women’s Lawyers for her precedent setting results fending off class actions. Lucia is currently on the Mortgage Bankers Association's Legal Issues & Regulatory Compliance Committee.

Lucia has a national practice and represents a number of financial institutions, including banks, mortgage lenders, servicers, trustees, investment and tax advisors, insurers and student lending and automobile finance companies in class and individual and commercial suits across the country. Lucia serves as lead national and regional consumer class action defense counsel for particular bank clients. The matters at issue in her cases include fair lending; the legality of a variety of business and lending practices; federal preemption; arbitration; assignee and trustee liability; lender liability; loan servicing; foreclosure, bankruptcy and default issues; repurchase disputes, and other commercial and contractual disputes. Over the years, Lucia has successfully defended hundreds of individual and class action suits arising under the Telephone Consumer Protection Act, Truth in Lending Act, Fair Credit Reporting Act, Fair and Accurate Credit Transactions Act, Fair Housing Act, Equal Credit Opportunity Act, Fair Debt Collection Practices Act, Real Estate Settlement Procedures Act, Electronic Fund Transfers Act, the Servicemembers’ Civil Relief Act, and state and federal unfair and deceptive trade practices statutes. Lucia’s wide-ranging financial services practice also covers complex, multi-defendant and multi-district class actions and mass actions, as well as general commercial litigation, involving mortgage securitization, RICO, fraud, conspiracy, corporate veil piercing, Mortgage Electronic Registration Systems (MERS), the CARES Act, and various Ponzi scheme and qui tam actions. Lucia also has an active practice advising financial services clients on various regulatory matters, internal investigations, and enforcement matters initiated by federal and state government agencies.

Lucia has practiced in Mayer Brown’s Chicago office since joining the firm in 1989 and became a Partner of the firm in 1998.