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From a new Policy Statement on Abusiveness to the use of novel deception claims in public enforcement actions, 2020 was an active year in the application of the prohibition on unfair, deceptive, or abusive acts or practices (“UDAAP”) in the consumer financial services space. In this inaugural edition of the UDAAP Round-Up, we look back on how federal regulators applied the prohibition on UDAAP in the policy, enforcement, and supervisory contexts, and look ahead to what 2021 may bring. You can read the Round-Up here.
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