Lucia Nale

Lucia has a national practice and represents a number of financial institutions, including banks, mortgage lenders, servicers, trustees, investment and tax advisors, insurers and student lending and automobile finance companies in class and individual and commercial suits across the country. Lucia serves as lead national and regional consumer class action defense counsel for particular bank clients. The matters at issue in her cases include fair lending; the legality of a variety of business and lending practices; federal preemption; arbitration; assignee and trustee liability; lender liability; loan servicing; foreclosure, bankruptcy and default issues; repurchase disputes, and other commercial and contractual disputes. Over the years, Lucia has successfully defended hundreds of individual and class action suits arising under the Telephone Consumer Protection Act, Truth in Lending Act, Fair Credit Reporting Act, Fair and Accurate Credit Transactions Act, Fair Housing Act, Equal Credit Opportunity Act, Fair Debt Collection Practices Act, Real Estate Settlement Procedures Act, Electronic Fund Transfers Act, the Servicemembers’ Civil Relief Act, and state and federal unfair and deceptive trade practices statutes. Lucia’s wide-ranging financial services practice also covers complex, multi-defendant and multi-district class actions and mass actions, as well as general commercial litigation, involving mortgage securitization, RICO, fraud, conspiracy, corporate veil piercing, Mortgage Electronic Registration Systems (MERS), the CARES Act, and various Ponzi scheme and qui tam actions. Lucia also has an active practice advising financial services clients on various regulatory matters, internal investigations, and enforcement matters initiated by federal and state government agencies.

Lucia has practiced in Mayer Brown’s Chicago office since joining the firm in 1989 and became a Partner of the firm in 1998.