Jake Lindsay is counsel in the London office of Mayer Brown’s Banking & Finance group. He has extensive experience across a broad range of securitisation (public and private) and structured finance transactions and advises financial institutions, credit funds, asset managers, corporate borrowers and fintech companies, with a focus on cross-border structures and on complex multi-jurisdictional transactions.
Jake has a broad base of experience in transactions involving a wide array of asset classes, including: trade receivables, credit card receivables, consumer and personal loans, residential mortgage loans (including equity release mortgages), commercial mortgage loans, leases, insurance products and other types of inventory. He also advises clients on a number of regulatory matters, particularly securitisation-related regulatory matters, and is involved with various industry associations. Jake has worked closely with clients whilst seconded to the London offices of various investment banks and consequently has a very client-focused approach to managing transactions and providing straightforward legal advice.
Recent transactions include:
- advising credit fund investors in transactions in the UK SME, inventory and fintech spaces;
- trade receivables securitisations (company side), including as drafting counsel: (a) in respect of a EUR 240m facility (originators in England, France, Germany); and (b) in respect of a EUR 175m facility (originators in Netherlands, Belgium, Austria, Italy);
- trade receivables securitisations (bank/funding side) including: (a) as drafting counsel in respect of a EUR 200m securitisation (originators in England, France, Germany, Netherlands), (b) as counsel in a global shipping receivables securitisation spanning numerous jurisdictions over North America, Europe and Asia; and (c) as drafting counsel in respect of a global agri-food facility;
- market firsts including the first rated European securitisation of equity release mortgages and the first Danish auto loan receivables securitisation;
- working in various capacities on structured facilities across other asset classes including autos, credit cards, non-performing mortgage portfolios, insurance backed transactions, etc.;
- drafting a US financial institution's London branch in arranging its first two European mid-market lending facility transactions (one EUR 130m, one USD 300m) and separately as drafting counsel for another global financial institution's EUR 500m mid-market European facility;
- acting as drafting and as review counsel for various structured fintech products/ transactions, including future flow transactions;
- advising issuers and dealers of US and EU commercial paper transaction structures, amendments and programme changes;
- coordinating global banking and regulatory surveys for financial institutions to support global expansion.
University of Leicester, 法学学士