Tow Lu Lim

Insurance, Litigation & Dispute Resolution, Cybersecurity & Data Privacy

“Tow Lu Lim is 'a subject-matter expert in insurance’ with ‘the ability to cultivate common ground with the claimant, diffuse a contentious atmosphere, and skillfully negotiate a settlement’.”
The Legal 500 Asia Pacific (2019)


With over 25 years of experience, TL is one of the leading insurance lawyers in Hong Kong.   He is a trusted adviser for professional indemnity, D&O and financial lines matters, and possesses a solid track record of successfully defending and resolving complex and high-value claims. He is a "recognised" leader in cyber security, where his "unparalleled" experience helps clients navigate the evolving and complex risks and challenges arising from high-stakes cyber security incidents, whether they are ransomware or nation-state attacks. He heads the firm's Directors & Officers Liability and Professional Indemnity Insurance Group and is a member of the firm’s Partnership Board.


Regulatory Investigations

  • Acted for directors, insurance intermediaries, insurers, audit firms and corporations on regulatory investigations by the SFC, HKEX, Insurance Authority, AFRC and Privacy Commissioner.

Cyber Security

  • Acted as Breach Counsel for clients across a range of industries on high-stakes ransomware and nation state attacks.
  • Advising boards of directors on cybersecurity.


  • Leading Individual - Insurance, Hong Kong – The Legal 500 Asia Pacific
  • Leading Individual - Insurance: Contentious (International Firms), China – Chambers Greater China Region
  • Leading Individual - Insurance: Contentious, China – Chambers Asia Pacific
  • Winner - Insurance – Client Choice Awards by International Law Office/Lexology

Formação Acadêmica

  • Macquarie University, Bachelor of Economics


  • Hong Kong
  • Australia
  • Malaysia


  • Inglês