We are pleased to provide you with Student Loans: What to Expect in 2021 and Beyond, presenting recent developments in the student loan market and future trends. Student loans are the second-largest category of consumer debt in the US. In this article, we highlight likely student loan priorities under the Biden administration and discuss recent regulatory, legislative and litigation developments affecting the student loan industry. In the coming year, we expect regulators, lawmakers and consumer groups to tackle wide-ranging issues related to student loans, including the effects of the COVID-19 national emergency on student borrowers, student loan forgiveness, and dischargeability in bankruptcy. We also anticipate increased regulation and enforcement activity—particularly by the Consumer Financial Protection Bureau. These developments in the coming year are likely to have broad ramifications for the student loan marketplace in 2021 and beyond.
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