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On December 6, 2018, the US Senate confirmed Kathy Kraninger as the next director of the Consumer Financial Protection Bureau (the “CFPB” or the “Bureau”), ending Mick Mulvaney’s year-long tenure as acting director. Under Kraninger, the Bureau has substantially increased its enforcement activity, continued supervising entities and sustained many of Mulvaney’s rulemaking initiatives. One of the more significant developments over the coming year likely will be the US Supreme Court’s decision on the Bureau’s constitutionality. In this Legal Update, we take a closer look at the CFPB during the first year of Kraninger’s leadership and discuss what to expect in the year ahead.
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