The Texas Supreme Court issued two landmark home equity lending decisions on May 20, 2016. Please join David Tallman, a Consumer Financial Services partner from Mayer Brown’s Houston office, and Debra Bogo-Ernst, co-chair of the Consumer Litigation & Class Actions practice from the firm’s Chicago office, for a discussion of the impact that these decisions will have on lenders, holders and servicers of Texas home equity loans.

Topics will include:

  • Claims and defenses which owners of homestead property may assert in connection with a violation of Article XVI, Section 50(a)(6) of the Texas Constitution
  • Limitation periods and pleading requirements which apply to such claims and defenses
  • Cures for Section 50(a)(6) violations (and which requirements are curable)
  • The interplay between the home equity lending provisions of the Texas Constitution and UDAAP/UDAP requirements, including the UDAAP implications of the holding that liens that secure a noncompliant home equity loan are void unless redeemed through an effective cure
  • Tips for risk assessment and mitigation

Webinar Access
Instructions for accessing the program will be sent prior to the event.

For additional information, please contact Pascale Rucker at or +1 202 263 3321.

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