Keisha Whitehall Wolfe is counsel in Mayer Brown's Washington DC office and a member of the Consumer Financial Services group. She has several years of experience in state administrative and regulatory law and focuses her practice on consumer financial services. Keisha is able to assist clients with licensing issues, state and multi-state examinations and enforcement actions and also with interactions with state and federal regulatory agencies.

Prior to joining Mayer Brown, Keisha served as the acting deputy commissioner and assistant commissioner of nondepository oversight for Office of the Commissioner of Financial Regulation (OCFR) within Maryland’s Department of Labor. In that role, Keisha was responsible for drafting legislation, executing consents and orders, formulating policies and procedures, and general oversight of consumer complaint resolution, licensing, and examination of persons that provide mortgages, consumer loans, and retail sales financing, as well as credit reporting, debt collection, debt management, check cashing, and money-transmitting services to Maryland consumers.

Topping nearly a decade in public service for the agency, Keisha initially served as the licensing director where she supervised the daily operations of the licensing staff and was instrumental in managing the transition of over 6,500 licensed mortgage companies and individuals to the Nationwide Multistate Licensing System and Registry (NMLS). Furthermore, Keisha also worked collaboratively with other state agencies, federal agencies, and organizations, including state banking and consumer finance regulators, the state Office of the Attorney General, the FBI, the CFPB, and the Conference of State Bank Supervisors who has developed NMLS.

Keisha was also actively involved in the development of the NMLS from a policy, licensing, and examination perspective – she is a former appointed representative on the NMLS Policy Committee, previously chaired the NMLS Uniform Forms Committee and continues to be an active participant in numerous working groups, including the NMLS Industry Development Working Group and NMLS State Examination System Working Group.


  • Analyze business models and provide counseling regarding licensing requirements and compliance matters related to mortgage lenders, mortgage servicers, consumer lenders and money services businesses.
  • Manage and provide counsel with respect to licensing concerns related to mergers and acquisitions, changes in control and officer change transactions. In multistate transactions, coordinate submission of notices to regulatory agencies and NMLS to facilitate receipt of needed approvals in advance of the anticipated closing date and allow for minimal, if any, interruption in business operations.
  • Respond to inquiries pertaining to state and federal consumer finance laws.
  • Provide guidance pertaining to the management of licenses in states with laws that prohibit the licensing and/employment of persons with certain reported felony convictions.
  • Assist with the proactive development of policies, procedures and strategies to maintain or address compliance of the enterprise.
  • Review and assist with Mortgage Call Report, Money Services Business Call Report and other state-specific report filing requirements.
  • Prepare multistate regulatory surveys addressing licensing and regulatory compliance matters.
  • Negotiate settlements, agreements and memoranda of understanding with state regulators.
  • Frequently dialogue in both adversarial and non-adversarial matters before state and federal regulatory agencies.
  • Worked closely with state regulatory agency and NMLS to establish licensing procedures for trust entities.


University of Baltimore School of Law, JD

Fairleigh Dickinson University, BS, magna cum laude


  • Maryland
  • District of Columbia


  • Money Transmitter Regulators Association (MTRA) - Industry Advisory Council Representative
  • NMLS Industry Development Working Group
  • NMLS State Examination System (SES) Industry Engagement Working Group
  • NMLS 2.0 State Licensed Industry Engagement Working Group
  • NMLS Foreign Licensing Working Group
  • NMLS Policy Committee, former member