Melissa Richards is a partner in Mayer Brown's Northern California offices and a member of the Financial Services Regulatory & Enforcement practice and Consumer Financial Services group. Melissa most recently served as the chief legal & risk officer at national mortgage banking firm CMG Financial.

As the chief legal & risk officer of CMG Financial for over five years, Melissa actively managed all legal and corporate governance and real estate matters, as well as enterprise risk management. Before joining CMG Financial, She was in private law practice for nearly two decades. She spent 16 years as a practice group leader managing a nationwide client base specializing in federal and multistate regulatory compliance and licensing for the financial services industry. 

Melissa previously served as outside general counsel to the California Mortgage Bankers Association and as a member of its board of directors. She was awarded her Certified Mortgage Banker designation by the Mortgage Bankers Association of America in 2009. This designation is the highest award given in the real estate finance industry, reflecting her proficiency in residential mortgage banking matters.


  • California