HELOCs: Financing Options and Unique Regulatory Considerations

Home equity loans, including home equity lines of credit (HELOCs), are back but with unique and different features, such as immediate approvals, short draw periods, restrictions on draw amounts, and blockchain-based systems.

Join members of Mayer Brown’s Consumer Financial Services and Banking & Finance practices as they discuss financing and regulatory considerations for home equity loans (including blockchain systems, application of ability-to-repay requirements, state licensing, when HELOCs can be suspended and/or terminated, and recent financing developments) and structuring options.