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The financial crisis has led to a dramatic change in the regulation of financial services in Europe. The EU is vesting greater powers in EU bodies and eroding the discretion of national regulators in an attempt to harmonise European markets for financial services and to address divergences that are blamed for contributing to the financial crisis. At this stage it is too early to say what effect the proposed EU banking union will have on these developments but, with legislative proposals expected in September, this session will be ideally timed to consider what the future may hold for all those who are active in the EU financial markets.
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